About the job
- Reporting directly to PIMH (PIMH = Portugal International Markets Hub) Credit Team Leader, the main mission relates to controls defined in the group & activity procedures are being followed. Participation to the permanent improvement of the processes. Work closely with other departments located in Europe (Back Office, IT, Business, Risk) within the Business line Wealth Management (WM) in PIMH
Your Main Activities Are
- Credit process administration activity
- Input in the Site’s CBS the client’s credit authorizations, risk indicators and derogations if applicable, listed in the Credit Minutes, setting up the credit facility in the client’s account
- Input/Update of WM doubtful clients in a WM Finance central system, as per reception of Credit Minutes
- Lombard financing activity
- Validation of Swiss WM clients outgoing cash funds – control of consistency between client´s assets and liabilities
- Monitoring of collateral shortfalls and credit irregulars for Swiss WM clients o Validation of Lombard Term Fixed loans and ensure that all conditions are respected within the credit conditions (existing and valid credit line, adequate pricing, no excess of credit amount)
- Credit sales support activity
- Perform a manual analysis of securities (mainly structured products) in order to identify if a financing ratio should be attributed according to the Financing Norms, and then uploaded manually in the systems
- Reports activity
- Produce or contribute to the elaboration of several reporting (internal, Head Office or regulatory)
Profile and Skills to Success
- Bachelor degree
- At least 3 years of Experience in the banking area
- Fluent in English
- Good interpersonal skills and team player
- Reactive and ranking of priorities, sense of risks
- Client oriented
- Strong resistance to stress
- Rigorous and autonomous, eager to learn
#LI-Hybrid
Why joining BNP Paribas?
· Leading banking institution
BNP Paribas is the European Union’s leading bank, and key player in international banking. It operates in 63 countries and has nearly 183.000 employees, including more than 146.000 in Europe.
· Our presence in Portugal
In Portugal since 1985, BNP Paribas today has more than 8.700 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 excellence centers providing value-added services to various countries where the BNP Paribas Group also operates.
· International reach
Thanks to its international presence and regular and close collaboration among its different entities, BNP Paribas has the resources to support all clients with financing, investment, savings and protection solutions that help make their projects a success. BNP Paribas holds key positions in its three core operating divisions:
- Retail Banking, a division that brings together all of the Group’s retail activities and specialised business lines;
- Investment & Protection Services that include specialised businesses offering a wide range of savings, investment and protection services;
- Corporate & Institutional Banking division that offers tailored financial solutions for corporate and institutional clients.
· Diversity and Inclusion commitment
BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.
· Commitment towards work/life balance
At BNP Paribas we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.
· Remote Working Conditions
At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices.
To find out more on why you should join BNP Paribas visit https://bnpp.lk/why-BNP-Paribas-Portugal
* Please note that only applications submitted in English will be considered.
* In case you are selected for this role, further documentation will be requested to support your hiring process.