About the job
- Provide essential support in guaranteeing the conformity of the financing authorizations (ST or MLT), on or off balance-sheet/Capital Market lines, put in place with the credit decisions made on corporate entities (extended to Corporate lending to Financial & Institutional Counterparties). The team is responsible for the accurate representation of risk data input into credit risk systems used in the control and reporting of corporate credit / counterparty risk. The team also ensures that credit risks taken by the Bank for corporate entities are monitored correctly. The team is working on Corporate lending products on a wide range of assets (Aircraft, Shipping, Real Estate Financing, Leverage and Acquisition Financing, Debt Market, Export Finance, Energy Resources Infrastructure, Capital expenditures financing, Asset Leasing Solutions…)
Your Main Activities Are
- Work collaboratively with Front Office, Credit Analysts, CTM MO Teams, Back offices to fulfil the missions
- Control Data conformity with the Credit Decision/Legal Documentation & Risk Data Quality: Check of the risk data (clients, facilities) input in the systems – ensures that corporate credit committee decisions are accurately recorded in credit risk systems through, at a minimum, validation of all risk data (limits, ratings, recovery rates, counterparty referential…) related to the control of risks under CDCM’s responsibility; Ensures the quality of counterparty risk information held in all relevant credit risk systems; Contributes to the identification and resolution of booking, system & other technical problems that could have an impact on the management of counterparty risk
- Formalize controls: Once conformity controls for a client have been performed, CTM CDCM issue and store results of the controls (Data conformity notice)
- Report & Alert when anomalies are detected- every time CTM CDCM detects an anomaly during its controls, it must report to the relevant stakeholders and alert them when discrepancies could have an impact on the Credit Risk
- Monitor / Follow-up on these discrepancies: Takes appropriate actions in cooperation with data owners to resolve the core source / systems issues having an adverse impact on risk data quality
- Contribute to Local & Regional WL DD committees organization.
- Instruct specific Data input (or input them directly) – TRIM, LARD, NARD, Flag WL, FBE, NPE- control, and/or validate them
- Contribute to periodic ORC/IG review
Profile and Skills to Success
- Bachelor Degree in Economics/Finance/Accounting or Business Management
- Up to 2 years of relevant experience in Banking or Financial Operations
- Fluent (C1-C2) English level required
- Microsoft Excel Advanced or Proficient use
- Ability to collaborate / Teamwork
- Attention to detail / rigor
- Organisational skills
- Analytical Ability
- Competency in MS Office Pack (Microsoft Excel)
- Knowledge in Credits – Structured credits
- Knowledge in Operations and Processes – Transaction processing and data capture
#LI-Hybrid
Why joining BNP Paribas?
· Leading banking institution
BNP Paribas is the European Union’s leading bank, and key player in international banking. It operates in 63 countries and has nearly 183.000 employees, including more than 146.000 in Europe.
· Our presence in Portugal
In Portugal since 1985, BNP Paribas today has more than 8.700 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.
· International reach
Thanks to its international presence and regular and close collaboration among its different entities, BNP Paribas has the resources to support all clients with financing, investment, savings and protection solutions that help make their projects a success. BNP Paribas holds key positions in its three core operating divisions:
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Retail Banking, a division that brings together all of the Group’s retail activities and specialised business lines;
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Investment & Protection Services that include specialised businesses offering a wide range of savings, investment and protection services;
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Corporate & Institutional Banking division that offers tailored financial solutions for corporate and institutional clients.
· Diversity and Inclusion commitment
BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.
· Commitment towards work/life balance
At BNP Paribas we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.
· Remote Working Conditions
At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices.
To find out more on why you should join BNP Paribas visit https://bnpp.lk/why-BNP-Paribas-Portugal
* Please note that only applications submitted in English will be considered.
* In case you are selected for this role, further documentation will be requested to support your hiring process.