About
the job
- Within
BNP Paribas CIB (Corporate & Institutional Banking), credit analysis plays
a fundamental role in managing the risks related to both existing corporate
clients and new business. The ECA (EMEA Credit Analytics) team is responsible
for credit analysis for Corporate Banking clients from across our EMEA (Europe
Middle East and Africa) business - We
are based in Lisbon and Porto, our international team includes colleagues from
+15 different nationalities and we have a great working environment, with high
levels of job satisfaction - We
have a hybrid working scheme, with a good balance of days in the office vs.
homeworking days. Moreover, we have a flexible work schedule that differs from
the nine-to-six model facilitating work-life balance - We
offer a structured path to enable career progression within our team (with
roles including Trainee, Credit Analyst, Credit Associate and managerial
roles). We also offer eventual support for longer-term career mobility within
the BNP Paribas group - You
will benefit from a 12 months’ structured training program
Your
Main Activities Are
- Assessment
and monitoring of credit risk according to regulatory and internal risk
policies on a portfolio of corporate clients - Interaction
with different departments and stakeholders as part of the corporate credit
process, on a local and international scale - Preparation
of written credit proposals combining financials analysis with sectorial
information to support credit committee decisions regarding the client’s risk
of default, credit rating and adequacy of the proposed financing - You
will be working with Corporate Banking clients, ranging from local subsidiaries
to the largest companies from across EMEA, across many industries - You
will gain knowledge of a wide range of Corporate Banking products including
Liquidity / Working Capital facilities, Derivatives, Cash Management and Trade
Finance
Profile
and Skills to Success
- Bachelor
degree or higher, in Finance, Economics, Management / Accounting or related - Advanced
level of English, both written and oral - Detail
oriented, with a solid knowledge of financial analysis and accounting standards - Ability
to collaborate / teamwork - Communication
skills, both oral and written - Efficient
organizational and planning capacities - Self-starter,
good initiative and flexible - Business
minded with an ability to convey a balanced sense of risk
About
the Team
- We
are based in Lisbon, our international team includes colleagues from +15
different nationalities and we have a great working environment. Do you wish to
pursue a career in Investment Banking? Credit analysis is a great starting
point for this
#LI-Hybrid
Why joining BNP Paribas?
· Leading banking institution
BNP Paribas is a
leader in the Eurozone, and a prominent international banking institution with
strong roots in Europe’s banking history. It has a presence in 65 countries,
with around 190 000 Employees – including more than 145 000 in Europe.
· Our presence in Portugal
Since 1985, BNP
Paribas was one of the first foreign banks to operate in the country. Today,
the Group has around 7.100 employees across several entities operating directly
in the territory, offering a wide range of integrated financial solutions to
support its clients and their businesses.
· International reach
Thanks to its
international presence and regular and close collaboration among its different
entities, BNP Paribas has the resources to support all clients with financing,
investment, savings and protection solutions that help make their projects a
success. BNP Paribas holds key positions in its three core operating divisions:
- , a division that brings together all of the Group’s
retail activities and specialised business lines - that include specialised businesses offering a wide
range of savings, investment and protection services. - division that offers tailored
financial solutions for corporate and institutional client.
· Diversity and Inclusion commitment
BNP Paribas is
an equal opportunity employer and proud to provide equal employment opportunity
to all job seekers. We are actively committed to ensuring that no individual is
discriminated against on the grounds of age, disability, gender reassignment,
marriage or civil partnership status, pregnancy and maternity/paternity, race,
religion or belief, sex or sexual orientation. Equity and diversity are at the
core of our recruitment policy because we believe that they foster creativity
and efficiency, which in turn increase performance and productivity. We strive
to reflect the society we live in, while keeping with the image of our clients.
· Commitment towards work/life balance
At BNP Paribas
we care about our employees wellbeing and promote a culture of good integration
between work and rest. We believe our employees have rich personal lives
outside of work, being fundamental to be disconnected from work to recharge
both physically and mentally. Only through this balance we may all be at our
best while working.
· Remote Working Conditions
At BNP Paribas,
we embrace a Smart Working framework based on trust, autonomy and
collaboration. Within this framework, eligible employees can benefit from
flexible remote working modalities adapted to our hybrid working environment.
To guarantee a comfortable and efficient working set-up, eligible employees are
provided with both the office and home equipment, are entitled to an equipment
allowance and can benefit from exclusive partnerships to purchase additional
equipment at reduced prices.
To find out more
on why you should join BNP Paribas visit
https://bnpp.lk/why-BNP-Paribas-Portugal
*
Please note that only applications submitted in English will be considered.
*
In case you are selected for this role, further documentation will be requested
to support your hiring process.